/* LLC from Europe — static editorial site. No external fonts, scripts or CDNs. */
:root{
  --paper:#f6f1e7;
  --paper-2:#eee5d4;
  --paper-3:#e6dac5;
  --white:#fffdf8;
  --ink:#17211f;
  --ink-2:#35413d;
  --muted:#65706a;
  --line:#d5c9b4;
  --line-strong:#b9aa91;
  --rust:#a54322;
  --rust-dark:#7f3017;
  --teal:#155b51;
  --teal-soft:#dceae5;
  --gold:#b9853d;
  --serif:"Iowan Old Style","Palatino Linotype",Palatino,Georgia,"Times New Roman",serif;
  --sans:ui-sans-serif,system-ui,-apple-system,"Segoe UI",Roboto,Helvetica,Arial,sans-serif;
  --mono:ui-monospace,SFMono-Regular,Menlo,Consolas,"Liberation Mono",monospace;
  --shadow:0 22px 50px -34px rgba(23,33,31,.45);
  --max:1120px;
}
*,*::before,*::after{box-sizing:border-box}
html{scroll-behavior:smooth}
body{
  margin:0;
  background:var(--paper);
  color:var(--ink);
  font-family:var(--sans);
  font-size:17px;
  line-height:1.65;
  -webkit-font-smoothing:antialiased;
  text-rendering:optimizeLegibility;
}
img,svg{max-width:100%;height:auto}
a{color:var(--teal);text-decoration-thickness:1px;text-underline-offset:3px}
a:hover{color:var(--rust)}
:focus-visible{outline:3px solid var(--teal);outline-offset:3px}
::selection{background:var(--gold);color:var(--ink)}
h1,h2,h3,h4{font-family:var(--serif);font-weight:600;line-height:1.12;letter-spacing:-.015em;margin:0 0 .55em}
p{margin:0 0 1.1em}
.container{width:min(calc(100% - 40px),var(--max));margin-inline:auto}
.skip-link{position:absolute;left:-9999px;top:0;background:var(--ink);color:var(--paper);padding:12px 18px;z-index:100}
.skip-link:focus{left:12px;top:12px}
.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}

/* ---------- top bar + header ---------- */
.topbar{background:var(--ink);color:#d9d2c4;font-size:.78rem;letter-spacing:.04em}
.topbar .container{display:flex;gap:18px;align-items:center;justify-content:space-between;min-height:34px;flex-wrap:wrap}
.topbar a{color:#f0e9dc;text-decoration:none}
.topbar a:hover{color:#fff;text-decoration:underline}
.topbar .dot{color:var(--gold)}
.site-header{border-bottom:1px solid var(--line);background:rgba(246,241,231,.92)}
.masthead{display:flex;align-items:center;justify-content:space-between;gap:24px;padding:16px 0}
.brand{display:flex;align-items:center;gap:12px;color:var(--ink);text-decoration:none}
.brand:hover{color:var(--ink)}
.brand-mark{width:44px;height:44px;border:1.5px solid var(--ink);display:grid;grid-template-rows:1fr 1fr;place-items:center;background:var(--white);box-shadow:3px 3px 0 var(--ink);flex:0 0 auto}
.brand-mark span{font-family:var(--mono);font-size:.58rem;letter-spacing:.14em;line-height:1}
.brand-mark span:first-child{border-bottom:1px solid var(--ink);width:100%;text-align:center;padding-bottom:3px}
.brand-mark span:last-child{padding-top:3px;color:var(--rust)}
.brand-word{display:flex;flex-direction:column;line-height:1}
.brand-word strong{font-family:var(--serif);font-size:1.35rem;letter-spacing:-.02em;font-weight:600}
.brand-word small{font-size:.63rem;letter-spacing:.18em;text-transform:uppercase;color:var(--muted);margin-top:5px}
.nav-desktop{display:flex;align-items:center;gap:22px;font-size:.88rem;font-weight:600}
.nav-desktop a{color:var(--ink-2);text-decoration:none;padding:6px 0;border-bottom:1px solid transparent}
.nav-desktop a:hover{border-bottom-color:var(--rust);color:var(--rust)}
.nav-desktop .nav-cta{background:var(--ink);color:var(--paper);padding:9px 14px;border:1px solid var(--ink)}
.nav-desktop .nav-cta:hover{background:var(--rust);border-color:var(--rust);color:#fff}
.nav-mobile{display:none}
.nav-mobile summary{list-style:none;cursor:pointer;border:1px solid var(--ink);padding:8px 12px;font-size:.85rem;font-weight:700;background:var(--white)}
.nav-mobile summary::-webkit-details-marker{display:none}
.nav-mobile[open] summary{border-bottom-color:transparent}
.nav-mobile .mobile-links{position:absolute;right:20px;z-index:40;margin-top:0;background:var(--white);border:1px solid var(--ink);padding:10px 16px 14px;min-width:230px;box-shadow:var(--shadow)}
.nav-mobile .mobile-links a{display:block;padding:8px 0;color:var(--ink);text-decoration:none;border-bottom:1px solid var(--line);font-size:.92rem}
.nav-mobile .mobile-links a:last-child{border-bottom:0;color:var(--rust);font-weight:700}

/* ---------- shared type / layout ---------- */
.kicker{display:flex;align-items:center;gap:12px;font-family:var(--mono);font-size:.72rem;letter-spacing:.16em;text-transform:uppercase;color:var(--rust);margin:0 0 18px}
.kicker::before{content:"";width:34px;height:1px;background:var(--rust);display:inline-block}
.section-label{font-family:var(--mono);font-size:.7rem;letter-spacing:.16em;text-transform:uppercase;color:var(--rust);margin:0 0 12px}
.lede{font-size:1.16rem;line-height:1.65;color:var(--ink-2);max-width:46em}
.small{font-size:.86rem}
.muted{color:var(--muted)}
.center{text-align:center}
.section{padding:64px 0;border-bottom:1px solid var(--line)}
.section:last-of-type{border-bottom:0}
.section-head{display:flex;align-items:flex-end;justify-content:space-between;gap:28px;margin-bottom:30px}
.section-head h2{font-size:clamp(1.7rem,3vw,2.35rem);margin:0;max-width:22em}
.section-head p{margin:0;max-width:26em;color:var(--muted);font-size:.92rem}
.text-link{font-weight:700;text-decoration:none;border-bottom:1px solid currentColor;padding-bottom:1px}
.text-link:hover{color:var(--rust)}
.arrow-link{display:inline-flex;gap:7px;align-items:center;font-weight:700;text-decoration:none;border-bottom:1px solid currentColor;padding-bottom:2px}
.arrow-link:hover{color:var(--rust)}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;padding:12px 19px;border:1.5px solid var(--ink);background:transparent;color:var(--ink);font-family:var(--sans);font-weight:700;font-size:.93rem;text-decoration:none;cursor:pointer;transition:background .15s ease,color .15s ease,border-color .15s ease}
.btn:hover{background:var(--ink);color:var(--paper)}
.btn-dark{background:var(--ink);color:var(--paper)}
.btn-dark:hover{background:var(--rust);border-color:var(--rust);color:#fff}
.btn-rust{background:var(--rust);border-color:var(--rust);color:#fff}
.btn-rust:hover{background:var(--rust-dark);border-color:var(--rust-dark)}

/* ---------- hero ---------- */
.hero{padding:62px 0 34px;position:relative;overflow:hidden}
.hero::after{content:"";position:absolute;right:-140px;top:-120px;width:380px;height:380px;border:1px solid var(--line);border-radius:50%;pointer-events:none}
.hero-grid{display:grid;grid-template-columns:minmax(0,1.3fr) minmax(0,.7fr);gap:54px;align-items:start;position:relative;z-index:1}
.hero h1{font-size:clamp(2.7rem,5.7vw,4.7rem);line-height:.98;letter-spacing:-.035em;margin:0 0 24px;max-width:13ch}
.hero h1 em{font-style:italic;color:var(--rust)}
.hero-dek{font-size:1.18rem;line-height:1.6;color:var(--ink-2);max-width:38em;margin-bottom:26px}
.hero-actions{display:flex;flex-wrap:wrap;gap:12px;align-items:center}
.hero-foot{display:flex;flex-wrap:wrap;gap:16px 26px;margin-top:26px;font-size:.8rem;color:var(--muted)}
.hero-foot span{display:inline-flex;align-items:center;gap:7px}
.hero-foot span::before{content:"";width:6px;height:6px;background:var(--gold);display:inline-block;transform:rotate(45deg)}
.brief-card{background:var(--ink);color:#efe7d8;padding:26px 24px 22px;box-shadow:var(--shadow);border:1px solid var(--ink);position:relative}
.brief-card::before{content:"FIELD NOTES / 2026";position:absolute;top:-11px;left:18px;background:var(--gold);color:var(--ink);font-family:var(--mono);font-size:.62rem;letter-spacing:.12em;padding:3px 8px}
.brief-card h2{font-size:1.15rem;color:#fff;margin:10px 0 16px;letter-spacing:0}
.brief-card dl{margin:0;display:grid;grid-template-columns:1fr 1fr;gap:1px;background:#3d4843;border:1px solid #3d4843}
.brief-card dl div{background:var(--ink);padding:12px 10px}
.brief-card dt{font-family:var(--mono);font-size:.62rem;letter-spacing:.1em;text-transform:uppercase;color:#b9b2a3;margin-bottom:4px}
.brief-card dd{margin:0;font-family:var(--serif);font-size:1.16rem;line-height:1.15;color:#fff}
.brief-card p{font-size:.79rem;color:#c7c0b2;margin:14px 0 0;line-height:1.5}
.brief-card a{color:#f3d9a8}

/* ---------- cards ---------- */
.card-grid{display:grid;grid-template-columns:repeat(3,minmax(0,1fr));gap:18px}
.card{background:var(--white);border:1px solid var(--line);padding:22px 20px 20px;box-shadow:0 10px 24px -24px rgba(23,33,31,.5);position:relative;display:flex;flex-direction:column}
.card:hover{border-color:var(--line-strong)}
.card-num{font-family:var(--mono);font-size:.68rem;letter-spacing:.12em;color:var(--rust);margin-bottom:14px}
.card h3{font-size:1.22rem;margin-bottom:8px;letter-spacing:-.01em}
.card p{font-size:.92rem;color:var(--ink-2);margin-bottom:16px}
.card .arrow-link{margin-top:auto;font-size:.85rem}
.card.dark{background:var(--ink);color:#eee6d6;border-color:var(--ink)}
.card.dark h3{color:#fff}.card.dark p{color:#c9c1b2}.card.dark .card-num{color:var(--gold)}.card.dark a{color:#f3d9a8}

/* ---------- stats / callouts ---------- */
.stat-row{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));border:1px solid var(--line);background:var(--white)}
.stat{padding:20px 18px;border-right:1px solid var(--line)}
.stat:last-child{border-right:0}
.stat b{display:block;font-family:var(--serif);font-size:1.7rem;line-height:1;margin-bottom:6px;color:var(--teal)}
.stat span{font-size:.78rem;color:var(--muted);line-height:1.4;display:block}
.callout{border:1px solid var(--line);border-left:4px solid var(--teal);background:var(--white);padding:20px 22px;margin:26px 0;box-shadow:0 8px 20px -22px rgba(23,33,31,.5)}
.callout p:last-child{margin-bottom:0}
.callout.warn{border-left-color:var(--rust);background:#fbf1e9}
.callout h3,.callout h2{font-size:1.12rem;margin:0 0 8px;padding:0;border:0;line-height:1.3}
.callout .label{font-family:var(--mono);font-size:.64rem;letter-spacing:.12em;text-transform:uppercase;color:var(--rust);display:block;margin-bottom:6px}

/* ---------- tables ---------- */
.table-wrap{overflow-x:auto;margin:24px 0;border:1px solid var(--line);background:var(--white);-webkit-overflow-scrolling:touch}
.table-wrap:focus-visible{outline:3px solid var(--teal);outline-offset:2px}
table{width:100%;border-collapse:collapse;font-size:.88rem;min-width:620px}
caption{caption-side:top;text-align:left;padding:12px 14px;font-family:var(--mono);font-size:.68rem;letter-spacing:.08em;text-transform:uppercase;color:var(--muted);border-bottom:1px solid var(--line)}
th{background:var(--ink);color:var(--paper);text-align:left;font-size:.72rem;letter-spacing:.06em;text-transform:uppercase;padding:11px 12px;font-weight:700;vertical-align:bottom}
td{padding:11px 12px;border-bottom:1px solid var(--line);vertical-align:top;line-height:1.5}
tr:last-child td{border-bottom:0}
tbody tr:nth-child(even){background:#faf5eb}
td strong{color:var(--ink)}
.table-note{font-size:.76rem;color:var(--muted);margin-top:-14px}
.table-wrap.compact table{min-width:480px}
table .num{white-space:nowrap;font-variant-numeric:tabular-nums}

/* ---------- CTA / affiliate ---------- */
.cta-box{border:1px solid var(--ink);background:linear-gradient(135deg,#fbf7ed 0%,#f1e6d2 100%);padding:24px 24px 20px;margin:30px 0;position:relative;box-shadow:6px 6px 0 rgba(23,33,31,.08)}
.cta-box::before{content:"";position:absolute;left:0;top:0;bottom:0;width:5px;background:var(--rust)}
.cta-eyebrow{font-family:var(--mono);font-size:.63rem;letter-spacing:.14em;text-transform:uppercase;color:var(--rust);margin:0 0 8px}
.cta-box h3{font-size:1.3rem;margin:0 0 8px}
.cta-box p{font-size:.93rem;color:var(--ink-2);margin-bottom:16px}
.aff-cta{display:flex;flex-wrap:wrap;align-items:center;gap:10px 14px}
.aff-note{font-size:.7rem;color:var(--muted);letter-spacing:.02em}
.aff-flag{display:inline-block;background:var(--paper-3);color:var(--rust-dark);font-family:var(--mono);font-size:.58rem;letter-spacing:.08em;text-transform:uppercase;padding:2px 5px;vertical-align:1px;border:1px solid var(--line-strong)}
.aff-placeholder{position:relative}
.aff-disclosure-strip{border-top:1px solid var(--line);border-bottom:1px solid var(--line);background:var(--paper-2);font-size:.8rem;color:var(--ink-2)}
.aff-disclosure-strip .container{padding:10px 0;line-height:1.55}
.aff-disclosure-strip strong{color:var(--rust);margin-right:6px;white-space:nowrap}
.aff-disclosure-strip a{white-space:normal}

/* ---------- page head / article ---------- */
.page-head{padding:44px 0 30px;border-bottom:1px solid var(--line);background:linear-gradient(180deg,rgba(238,229,212,.55),rgba(246,241,231,0))}
.page-head h1{font-size:clamp(2.15rem,4.4vw,3.55rem);max-width:17ch;margin-bottom:18px}
.page-head .lede{font-size:1.1rem}
.page-meta{display:flex;flex-wrap:wrap;gap:8px 18px;font-size:.76rem;color:var(--muted);margin-top:20px;font-family:var(--mono);letter-spacing:.02em}
.page-meta span{display:inline-flex;align-items:center;gap:6px}
.page-meta span+span::before{content:"·";color:var(--gold)}
.breadcrumbs{font-size:.75rem;letter-spacing:.03em;color:var(--muted);margin-bottom:22px}
.breadcrumbs a{color:var(--muted);text-decoration:none;border-bottom:1px solid transparent}
.breadcrumbs a:hover{color:var(--rust);border-bottom-color:var(--rust)}
.breadcrumbs span[aria-current]{color:var(--ink)}
.article-grid{display:grid;grid-template-columns:minmax(0,760px) minmax(230px,290px);gap:clamp(28px,5vw,64px);padding:44px 0 64px;align-items:start}
.prose{min-width:0}
.prose h2{font-size:clamp(1.55rem,2.6vw,2.05rem);margin:2.1em 0 .55em;padding-top:.55em;border-top:1px solid var(--line);scroll-margin-top:24px}
.prose h2:first-child{margin-top:0;border-top:0;padding-top:0}
.prose h3{font-size:1.25rem;margin:1.6em 0 .5em;scroll-margin-top:24px}
.prose p,.prose li{font-size:1.02rem;line-height:1.72;color:#26312e}
.prose ul,.prose ol{padding-left:1.25em;margin:0 0 1.2em}
.prose li{margin-bottom:.4em}
.prose li::marker{color:var(--rust)}
.prose strong{color:var(--ink)}
.prose blockquote{margin:24px 0;padding:2px 0 2px 20px;border-left:3px solid var(--gold);font-family:var(--serif);font-size:1.2rem;color:var(--ink-2);font-style:italic}
.prose hr{border:0;border-top:1px solid var(--line);margin:36px 0}
.prose .src{font-size:.86em;color:var(--teal);text-decoration:underline;text-decoration-style:dotted;text-underline-offset:2px;white-space:nowrap}
.prose .src:hover{color:var(--rust)}
.prose .lead{font-size:1.14rem;line-height:1.65;color:var(--ink-2)}
.prose table a{overflow-wrap:anywhere}
.article-aside{position:sticky;top:24px;font-size:.86rem}
.aside-box{border-top:2px solid var(--ink);padding-top:14px;margin-bottom:26px}
.aside-box h2,.aside-box h3{font-family:var(--mono);font-size:.66rem;letter-spacing:.13em;text-transform:uppercase;color:var(--muted);margin:0 0 12px;border:0;padding:0}
.toc a{display:block;padding:7px 0;border-bottom:1px solid var(--line);color:var(--ink-2);text-decoration:none;line-height:1.35}
.toc a:hover{color:var(--rust)}
.aside-note{background:var(--paper-2);border:1px solid var(--line);padding:14px;font-size:.78rem;line-height:1.5;color:var(--ink-2)}
.aside-note p:last-child{margin-bottom:0}
.sources{margin-top:44px;border-top:1px solid var(--line);padding-top:22px}
.sources h2{font-size:1.3rem;border:0;padding:0;margin:0 0 8px}
.sources p{font-size:.82rem;color:var(--muted);margin-bottom:14px}
.sources ol{padding-left:1.2em;margin:0}
.sources li{font-size:.82rem;line-height:1.55;margin-bottom:7px;overflow-wrap:anywhere;color:var(--ink-2)}
.sources a{color:var(--teal)}
.disclaimer-box{border:1px solid var(--line-strong);background:var(--white);padding:18px 20px;margin-top:36px;font-size:.82rem;line-height:1.6;color:var(--ink-2)}
.disclaimer-box strong{color:var(--rust)}

/* ---------- FAQ ---------- */
.faq-section{margin-top:42px}
.faq-section h2{font-size:1.7rem;margin-bottom:14px}
.faq{border-top:1px solid var(--line);padding:2px 0}
.faq:last-of-type{border-bottom:1px solid var(--line)}
.faq summary{list-style:none;cursor:pointer;padding:14px 30px 14px 0;font-weight:700;position:relative;font-size:.98rem;line-height:1.4}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:"+";position:absolute;right:4px;top:11px;font-family:var(--serif);font-size:1.3rem;color:var(--rust);font-weight:400}
.faq[open] summary::after{content:"−"}
.faq-body{padding:0 26px 16px 0;font-size:.94rem;color:var(--ink-2)}
.faq-body p:last-child{margin-bottom:0}

/* ---------- checklist / steps ---------- */
.steps{counter-reset:step;list-style:none;padding:0;margin:26px 0}
.steps>li{counter-increment:step;position:relative;padding:0 0 24px 54px;border-left:1px solid var(--line);margin-left:18px}
.steps>li:last-child{border-left-color:transparent;padding-bottom:0}
.steps>li::before{content:counter(step,decimal-leading-zero);position:absolute;left:-19px;top:-2px;width:38px;height:38px;border:1px solid var(--ink);background:var(--white);display:grid;place-items:center;font-family:var(--mono);font-size:.72rem;color:var(--rust)}
.steps h3{margin:0 0 6px;font-size:1.18rem}
.steps p{font-size:.94rem;margin-bottom:8px}
.checklist{list-style:none;padding:0;margin:18px 0}
.checklist li{position:relative;padding-left:30px;margin-bottom:10px}
.checklist li::before{content:"✓";position:absolute;left:0;top:0;width:18px;height:18px;display:grid;place-items:center;font-size:.72rem;font-weight:700;line-height:1;color:var(--teal);border:1.5px solid var(--teal);background:var(--teal-soft)}

/* ---------- calculator ---------- */
.calc{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,.9fr);gap:24px;margin:30px 0;align-items:start}
.calc-form{background:var(--white);border:1px solid var(--line);padding:22px}
.calc-form fieldset{border:0;padding:0;margin:0 0 20px}
.calc-form legend{font-family:var(--mono);font-size:.66rem;letter-spacing:.13em;text-transform:uppercase;color:var(--rust);margin-bottom:10px}
.field{margin-bottom:14px}
.field label{display:block;font-size:.82rem;font-weight:700;margin-bottom:5px}
.field .hint{display:block;font-size:.7rem;color:var(--muted);font-weight:400;margin-top:3px;line-height:1.4}
select,input[type=number]{width:100%;min-height:42px;border:1px solid var(--line-strong);background:var(--paper);color:var(--ink);font-family:var(--sans);font-size:.9rem;padding:8px 10px;border-radius:0}
select:focus,input[type=number]:focus{outline:2px solid var(--teal);outline-offset:1px;background:#fff}
.check{display:flex;gap:9px;align-items:flex-start;font-size:.82rem;margin-bottom:10px}
.check input{margin-top:4px;width:16px;height:16px;accent-color:var(--teal)}
.calc-out{background:var(--ink);color:#efe7d8;padding:24px;border:1px solid var(--ink);position:sticky;top:24px}
.calc-out h2{font-family:var(--mono);font-size:.66rem;letter-spacing:.13em;text-transform:uppercase;color:var(--gold);margin:0 0 16px}
.calc-total{font-family:var(--serif);font-size:clamp(2.1rem,4vw,3rem);line-height:1;color:#fff;margin:0 0 4px;font-variant-numeric:tabular-nums}
.calc-sub{font-size:.76rem;color:#bdb5a6;margin-bottom:18px}
.calc-lines{border-top:1px solid #46514b;margin:0 0 14px;padding:0;list-style:none}
.calc-lines li{display:flex;justify-content:space-between;gap:14px;padding:8px 0;border-bottom:1px solid #35413b;font-size:.82rem;color:#d6cec0}
.calc-lines li span:last-child{font-variant-numeric:tabular-nums;color:#fff;white-space:nowrap}
.calc-out .note{font-size:.68rem;color:#b3ab9c;line-height:1.5;margin:12px 0 0}
.calc-out .btn{margin-top:14px;background:transparent;border-color:#8f9a92;color:#fff}
.calc-out .btn:hover{background:#fff;color:var(--ink)}
.calc-error{color:#ffc9b5;font-size:.78rem;margin:8px 0 0}
.calc-out p{color:#d6cec0}
.calc-out .calc-total{color:#fff}
.calc-out .calc-sub{color:#bdb5a6}
.calc-out .note{color:#b3ab9c}
.calc-out .calc-error{color:#ffc9b5}

/* ---------- footer ---------- */
.site-footer{background:var(--ink);color:#cfc7b8;margin-top:0;padding:52px 0 26px;font-size:.86rem}
.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1fr;gap:34px;margin-bottom:34px}
.site-footer h2{color:#fff;font-family:var(--mono);font-size:.64rem;letter-spacing:.14em;text-transform:uppercase;margin:0 0 12px}
.site-footer a{color:#e6ddcc;text-decoration:none}
.site-footer a:hover{color:#fff;text-decoration:underline}
.site-footer p{color:#b8b0a1;line-height:1.6;font-size:.8rem}
.site-footer ul{list-style:none;padding:0;margin:0}
.site-footer li{margin-bottom:7px;font-size:.8rem}
.footer-brand{display:flex;gap:12px;align-items:center;margin-bottom:14px}
.footer-brand .brand-mark{background:transparent;border-color:#efe7d8;box-shadow:3px 3px 0 #efe7d8}
.footer-brand .brand-mark span:first-child{border-bottom-color:#efe7d8}
.footer-brand .brand-mark span{color:#efe7d8}
.footer-brand .brand-mark span:last-child{color:#f3d9a8}
.footer-brand .brand-word strong{color:#fff}
.footer-brand .brand-word small{color:#b8b0a1}
.footer-legal{border-top:1px solid #3b4641;padding-top:20px;display:flex;flex-wrap:wrap;gap:14px 28px;justify-content:space-between;font-size:.7rem;color:#a9a193}
.footer-disclaimer{border:1px solid #3b4641;padding:14px 16px;margin-bottom:26px;font-size:.75rem;color:#c3bbad;line-height:1.6}
.footer-disclaimer strong{color:#f0d7ab}
.footer-disclaimer a,.footer-legal a,.footer-bottom a{text-decoration:underline;text-underline-offset:2px}
.footer-bottom{display:flex;flex-wrap:wrap;gap:12px 24px;justify-content:space-between;align-items:center;font-size:.7rem;color:#a9a193}

/* ---------- 404 ---------- */
.notfound{padding:80px 0;text-align:center}
.notfound .code{font-family:var(--serif);font-size:clamp(5rem,15vw,11rem);line-height:.8;color:var(--rust);margin:0}
.notfound h1{font-size:clamp(1.8rem,4vw,2.8rem);margin:18px 0 14px}
.notfound p{max-width:34em;margin-inline:auto;color:var(--ink-2)}
.notfound .hero-actions{justify-content:center;margin-top:24px}

.home-body{max-width:none}
.home-body>p{max-width:820px}
.home-body>h2{margin-top:2.1em}
.home-body>h2:first-of-type{margin-top:2.2em}
.home-body>h2+.two-col{max-width:none}
.two-col{display:grid;grid-template-columns:1fr 1fr;gap:32px;margin:22px 0}
.two-col h3{margin-top:0}
.two-col ul{margin-bottom:0}

/* ---------- responsive ---------- */
@media (max-width:980px){
  .hero-grid{grid-template-columns:1fr;gap:32px}
  .hero h1{max-width:15ch}
  .brief-card{max-width:560px}
  .card-grid{grid-template-columns:1fr 1fr}
  .article-grid{grid-template-columns:1fr;padding-top:30px}
  .article-aside{position:static;order:-1;display:grid;grid-template-columns:1fr 1fr;gap:18px}
  .article-aside .aside-box{margin-bottom:0}
  .footer-grid{grid-template-columns:1.3fr 1fr 1fr}
  .stat-row{grid-template-columns:1fr 1fr}
  .stat:nth-child(2){border-right:0}
  .stat:nth-child(-n+2){border-bottom:1px solid var(--line)}
  .calc{grid-template-columns:1fr}
  .calc-out{position:static}
}
@media (max-width:760px){
  .hero::after{display:none}
  .two-col{grid-template-columns:1fr;gap:8px}
  .nav-desktop{display:none}
  .nav-mobile{display:block;position:relative}
  .masthead{padding:13px 0}
  .hero{padding:42px 0 24px}
  .hero h1{font-size:clamp(2.35rem,10vw,3.2rem)}
  .section{padding:46px 0}
  .section-head{display:block}
  .section-head p{margin-top:10px}
  .card-grid{grid-template-columns:1fr}
  .footer-grid{grid-template-columns:1fr 1fr;gap:26px}
  .article-aside{grid-template-columns:1fr}
  .page-head{padding:30px 0 22px}
  .topbar .container{justify-content:center;text-align:center;padding:6px 0}
  .topbar .topbar-secondary{display:none}
  .prose h2{margin-top:1.8em}
  .stat-row{grid-template-columns:1fr}
  .stat{border-right:0;border-bottom:1px solid var(--line)}
  .stat:last-child{border-bottom:0}
  .calc-form{padding:18px}
.calc-form .btn{margin-top:6px;margin-right:8px}
  .calc-out{padding:20px}
}
@media (max-width:460px){
  .container{width:min(calc(100% - 28px),var(--max))}
  body{font-size:16px}
  .hero-actions .btn{width:100%}
  .footer-grid{grid-template-columns:1fr}
  .brand-word small{font-size:.56rem}
  .page-meta{font-size:.68rem}
}
@media (prefers-reduced-motion:reduce){
  html{scroll-behavior:auto}
  *,*::before,*::after{transition:none!important;animation:none!important}
}
@media print{
  .topbar,.site-header,.site-footer,.article-aside,.aff-disclosure-strip,.skip-link{display:none!important}
  body{background:#fff;color:#000}
  .article-grid{display:block}
  a{color:#000;text-decoration:none}
  .table-wrap{overflow:visible;border:1px solid #999}
  table{min-width:0}
}